Top and Best Rated Credit Cards

Updated on Feb 23, 2012
The credit cards below are the best top rated credit cards with a maximum rating of 5(five) Stars!
Credit Card Offers Found:
7
 SimplyCash® Business Card from American Express OPEN
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
Variable
$0
Business
SimplyCash® Business Card from American Express OPEN
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  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save up to 10% automatically on business expenses from FedEx, Hertz? and more with OPEN Savings?
  • No annual membership fee
Special Offer: 0% APR for Up to 12 Months
0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 PenFed Premium Travel Rewards American Express® Card
Intro Rate
Regular APR
Annual FEE
CardType
%
%
Reward - Travel
PenFed Premium Travel Rewards American Express® Card
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Special Offer:
Important Notes:
 
 Ink℠ Classic Business - Up to 25,000 Bonus Points
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
Variable
$0
Business
Ink℠ Classic Business - Up to 25,000 Bonus Points
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  • Cash back and more ways to get the rewards you really want
  • $100 cash back after first purchase that's 10,000 bonus points*
  • No dollar goes unrewarded
  • No limit to the number of points you can earn - and points never expire
  • When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as American Express? Membership Rewards? points*
  • 0% Introductory APR*
  • No annual fee*
Special Offer: 0% APR for 6 Months
0% APR for 6 months on purchases and balance transfers
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 IberiaBank Visa® Gold Cash Back Rewards Card
Intro Rate
Regular APR
Annual FEE
CardType
1.99%
9.250%
$0
Reward - Cash
IberiaBank Visa® Gold Cash Back Rewards Card
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  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Special Offer: 1.99% APR for 6 Months
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Important Notes: *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
 
 Discover® Motiva Card
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
Variable
$0
Reward - Cash
Discover® Motiva Card
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  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Special Offer: 0% Intro APR*
0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.
Important Notes: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
 
 Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
11.990%
$0
Reward - Cash
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
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  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers
  • 0% Intro APR for 6 months on purchases
  • 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 10% cash back when you shop online at select merchants through Chase
  • No Annual Fee
Special Offer: 12 months on balance transfers, 6 months on purchases
0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue Cash Everyday(SM) Card from American Express
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
Variable
$0
Reward - Cash
Blue Cash Everyday(SM) Card from American Express
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  • Earn a $25 statement credit with $500 in eligible spending
  • No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
  • Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
  • No limit on the cash back you can earn
Special Offer: 0% intro APR for 12 months.
0% intro APR on purchases for the first 12 months. After this, your regular APR will apply.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.