Updated on Feb 23, 2012
Do you hate
Annual Fees? Then these cards are right for you. They have no annual Fee and offer low introductory interest rates.
Credit Card Offers Found:
25
| Blue Cash Everyday(SM) Card from American Express |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Cash |
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- Earn a $25 statement credit with $500 in eligible spending
- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
- No limit on the cash back you can earn
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Special Offer: 0% intro APR for 12 months. |
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0% intro APR on purchases for the first 12 months. After this, your regular APR will apply. |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure. |
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| SimplyCash® Business Card from American Express OPEN |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Business |
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- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save up to 10% automatically on business expenses from FedEx, Hertz? and more with OPEN Savings?
- No annual membership fee
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Special Offer: 0% APR for Up to 12 Months |
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0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness. |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Ink℠ Classic Business - Up to 25,000 Bonus Points |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Business |
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- Cash back and more ways to get the rewards you really want
- $100 cash back after first purchase that's 10,000 bonus points*
- No dollar goes unrewarded
- No limit to the number of points you can earn - and points never expire
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as American Express? Membership Rewards? points*
- 0% Introductory APR*
- No annual fee*
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Special Offer: 0% APR for 6 Months |
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0% APR for 6 months on purchases and balance transfers |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.990% |
$0 |
Reward - Cash |
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- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers
- 0% Intro APR for 6 months on purchases
- 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 10% cash back when you shop online at select merchants through Chase
- No Annual Fee
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Special Offer: 12 months on balance transfers, 6 months on purchases |
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0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| IberiaBank Visa® Gold Cash Back Rewards Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
1.99% |
9.250% |
$0 |
Reward - Cash |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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Special Offer: 1.99% APR for 6 Months |
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Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. |
| Important Notes:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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| Discover® Motiva Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Cash |
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- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
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Special Offer: 0% Intro APR* |
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0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details. |
| Important Notes:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
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| IberiaBank Visa® Platinum Rewards Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
1.99% |
9.250% |
$0 |
Reward - Other |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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Special Offer: 1.99% APR for 6 Months |
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Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. |
| Important Notes:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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| Blue Sky from American Express® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Travel |
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- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
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Special Offer: 0% intro APR for 12 months. |
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0% intro APR for 12 months. After that, your regular APR will apply. |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure. |
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| Discover® More Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Cash |
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- 0% intro APR on balance transfers for a full 18 months, then the Regular APR
- 0% intro APR on purchases for a full 12 months, then the Regular APR
- 5% Cashback Bonus? in seasonal categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
- This Card Only! Get 2% Cashback Bonus on all online purchases between January 1 through February 28, 2011. No caps. No limits.
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Special Offer: 0% Intro APR* |
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*0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details. |
| Important Notes:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
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| IberiaBank Visa® Classic Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
1.99% |
7.250% |
$0 |
Regular |
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- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Online Access to Credit Card Account Information
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Special Offer: 1.99% APR for 6 Months |
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Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. |
| Important Notes:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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| Gold MasterCard® Credit Card - Fixed 9.99% AIR |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
9.990% |
$0 |
Canada |
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- 9.99% Annual Interest Rate on Purchases and Cash Advances
- No Annual Fee
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-Clock Fraud Protection
- Online Access to Your Credit Card Account
- Unparalleled 24-Hour Customer Service
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Special Offer: Please refer to online application legal disclosures. |
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n/a |
| Important Notes:
*Please refer to online application legal disclosures. |
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| Discover® More Card - 18 Month Promotional Balance Transfer |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Cash |
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- Limited Time - 0% intro APR on balance transfers for a full 24 months, then the Regular APR
- Promotion only valid through February 28, 2011
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Special Offer: 0% Intro APR* |
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*0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months, then the variable purchase APR of 11.99% - 20.99%. See terms and conditions for complete details. |
| Important Notes:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
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| Wired Plastic® Prepaid Visa® Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0 |
Pre-Paid |
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- Accepted Everywhere VISA is Accepted
- No Credit Check, Income Requirements or Bank Account Required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for Every $1 Spent
- No Bounced Check, NSF or Overdraft Charges EVER!
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| Important Notes:
No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure. |
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| BuyRIGHT Pre-Paid MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0 |
Pre-Paid |
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- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
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| Important Notes:
**Cardholders pay a monthly maintenance fee of $7.95.
The cardholder also pay a one-time participation fee of $9.95.
No credit checks or turndowns.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states.
See website for complete terms and conditions of card usage and application disclosure.
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| AccountNow® Prepaid Visa® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0 |
Pre-Paid |
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- Guaranteed Card Approval (subject to ID verification)
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
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| Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).The direct deposit limit plus the cash deposit limit is the maximum deposit.There is no transaction fee for U.S. purchases.**The account set up fee of $9.95 is waived with direct deposit loads.$1 fee for ATM balance inquiries.$1 fee for international purchases.No employment verifications.Must be at least 18 and a U.S. citizen or permanent resident.See website for complete terms and conditions of card usage and application disclosure. |
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| Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.990% |
$0 |
Regular |
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Special Offer: 15 months for purchases and balance transfers or 6 months balance transfers only |
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15 months 0% APR on purchases, balance transfers for Elite and Premium pricing. For Standard pricing, 6 months 0% APR for balance transfers only. |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Discover® Open Road Card - $150 Restaurant.com Gift Certificate |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Gas |
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- Free $75 Restaurant.com Gift Certificate with first purchase
- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 months, then the Regular APR
- 0% intro APR on purchases for 12 months, then the Regular APR
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Special Offer: 0% Intro APR* |
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There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details. |
| Important Notes:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
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| AccountNow Gold Visa® Prepaid Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0* |
Pre-Paid |
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- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Approval (subject to ID verification)
- $25 Cash Bonus When You Use Direct Deposit
- *See Program Rules
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| Important Notes:
Other Fees (for optional and less common services) may apply, per occurrence:Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied. See website for complete terms and conditions of card usage and application disclosure. |
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| Miles by Discover® Card |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
Variable |
$0 |
Reward - Travel |
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- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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Special Offer: 0% Intro APR* |
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*There is a 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%. See terms and conditions for complete details. |
| Important Notes:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. |
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| Vision Silver(SM) Prepaid MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0 |
Pre-Paid |
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- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
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| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
Variable |
$0 |
Reward - Cash |
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- Earn $100 Bonus Cash Back after you make $800 in purchases in your first 3 months
- 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 10% cash back when you shop online at select merchants through Chase
- No Annual Fee
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Special Offer: 12 months on balance transfers, 6 months on purchases |
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0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| AccountNow® Prepaid MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
None |
$0 |
Pre-Paid |
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- Guaranteed Card Approval (subject to ID verification)
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
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| Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).**The account set up fee of $9.95 is waived with direct deposit loads.The direct deposit limit plus the cash deposit limit is the maximum deposit.There is no transaction fee for U.S. purchases.$1 fee for ATM balance inquiries.$1 fee for international purchases.No employment verifications.Must be at least 18 and a U.S. citizen or permanent resident.See website for complete terms and conditions of card usage and application disclosure. |
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| Chase Freedom® Visa - As Low As 9.99% APR |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
9.990% |
$0 |
Reward - Cash |
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Special Offer: 12 months on balance transfers, 6 months on purchases |
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0% APR for 12 months on balance transfers; 0% APR for 6 months on purchases |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Chase Sapphire℠ |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
15.240% |
$0 |
Reward - Travel |
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- Earn $100 in rewards - that's 10,000 bonus points after you spend $500 in 3 months!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare & hotel accommodations booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
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| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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