Updated on Feb 23, 2012
Prepaid credit cards can be an important step in re-establishing your credit rating. They can provide a second chance in helping you re-build or repair your good credit rating. They can help keep you out of trouble when the desire to purchase takes over - if the money is not available on your prepaid credit card, then you won't be charging anything.
Credit Card Offers Found:
14
| Wired Plastic® Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- Accepted Everywhere VISA is Accepted
- No Credit Check, Income Requirements or Bank Account Required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for Every $1 Spent
- No Bounced Check, NSF or Overdraft Charges EVER!
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Important Notes:
No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure. |
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| BuyRIGHT Pre-Paid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
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Important Notes:
**Cardholders pay a monthly maintenance fee of $7.95.
The cardholder also pay a one-time participation fee of $9.95.
No credit checks or turndowns.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states.
See website for complete terms and conditions of card usage and application disclosure.
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| AccountNow® Prepaid Visa® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- Guaranteed Card Approval (subject to ID verification)
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
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Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).The direct deposit limit plus the cash deposit limit is the maximum deposit.There is no transaction fee for U.S. purchases.**The account set up fee of $9.95 is waived with direct deposit loads.$1 fee for ATM balance inquiries.$1 fee for international purchases.No employment verifications.Must be at least 18 and a U.S. citizen or permanent resident.See website for complete terms and conditions of card usage and application disclosure. |
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| AccountNow Gold Visa® Prepaid Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0* |
Pre-Paid |
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- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Approval (subject to ID verification)
- $25 Cash Bonus When You Use Direct Deposit
- *See Program Rules
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Important Notes:
Other Fees (for optional and less common services) may apply, per occurrence:Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied. See website for complete terms and conditions of card usage and application disclosure. |
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| Vision Silver(SM) Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| AccountNow® Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- Guaranteed Card Approval (subject to ID verification)
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
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Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).**The account set up fee of $9.95 is waived with direct deposit loads.The direct deposit limit plus the cash deposit limit is the maximum deposit.There is no transaction fee for U.S. purchases.$1 fee for ATM balance inquiries.$1 fee for international purchases.No employment verifications.Must be at least 18 and a U.S. citizen or permanent resident.See website for complete terms and conditions of card usage and application disclosure. |
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| Vision Premier® Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Track Spending
- Safer Than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted
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Important Notes:
*First year fees total up to $119.40.See website for complete terms and conditions of card usage and application disclosure. |
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| Purple Diamond Prepaid Visa® RushCard |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
0% |
$0* |
Pre-Paid |
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Data |
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Black Diamond Prepaid Visa® RushCard |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
0% |
$0* |
Pre-Paid |
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Data |
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Baby Phat Prepaid Visa® RushCard |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
0% |
$0* |
Pre-Paid |
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Data |
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Western Union® MoneyWise™ Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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Special Offer: n/app
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| mPower™ Visa® Prepaid Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
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Special Offer: No introductory rate available
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No introductory rate available |
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Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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