0% APR Credit Cards

Updated on Feb 23, 2012
Looking to consolidate your high interest balances onto a card with a 0% APR? You might want to consider one the offers below that have a 0% interest rate.

Credit Card Offers Found:

Blue Cash Everyday(SM) Card from American Express

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Cash

Earn a $25 statement credit with $500 in eligible spending
No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
No limit on the cash back you can earn

Special Offer: 0% intro APR for 12 months.

0% intro APR on purchases for the first 12 months. After this, your regular APR will apply.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

SimplyCash® Business Card from American Express OPEN

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Business

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save up to 10% automatically on business expenses from FedEx, Hertz? and more with OPEN Savings?
No annual membership fee

Special Offer: 0% APR for Up to 12 Months

0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Ink℠ Classic Business - Up to 25,000 Bonus Points

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Business

Cash back and more ways to get the rewards you really want
$100 cash back after first purchase that's 10,000 bonus points*
No dollar goes unrewarded
No limit to the number of points you can earn - and points never expire
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as American Express? Membership Rewards? points*
0% Introductory APR*
No annual fee*

Special Offer: 0% APR for 6 Months

0% APR for 6 months on purchases and balance transfers

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	11.990%	$0	Reward - Cash

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers
0% Intro APR for 6 months on purchases
5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 10% cash back when you shop online at select merchants through Chase
No Annual Fee

Special Offer: 12 months on balance transfers, 6 months on purchases

0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Motiva Card

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Cash

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR

Special Offer: 0% Intro APR*

0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Important Notes: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Blue Sky from American Express®

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Travel

No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases

Special Offer: 0% intro APR for 12 months.

0% intro APR for 12 months. After that, your regular APR will apply.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® More Card

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Cash

0% intro APR on balance transfers for a full 18 months, then the Regular APR
0% intro APR on purchases for a full 12 months, then the Regular APR
5% Cashback Bonus? in seasonal categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
This Card Only! Get 2% Cashback Bonus on all online purchases between January 1 through February 28, 2011. No caps. No limits.

Special Offer: 0% Intro APR*

*0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Discover® More Card - 18 Month Promotional Balance Transfer

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Cash

Limited Time - 0% intro APR on balance transfers for a full 24 months, then the Regular APR
Promotion only valid through February 28, 2011
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Special Offer: 0% Intro APR*

*0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months, then the variable purchase APR of 11.99% - 20.99%. See terms and conditions for complete details.

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	11.990%	$0	Regular

Special Offer: 15 months for purchases and balance transfers or 6 months balance transfers only

15 months 0% APR on purchases, balance transfers for Elite and Premium pricing. For Standard pricing, 6 months 0% APR for balance transfers only.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Open Road Card - $150 Restaurant.com Gift Certificate

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Gas

Free $75 Restaurant.com Gift Certificate with first purchase
2% Cashback Bonus automatically at any gas station and any restaurant
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
0% intro APR on balance transfers for 12 months, then the Regular APR
0% intro APR on purchases for 12 months, then the Regular APR

Special Offer: 0% Intro APR*

There is a 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%. See terms and conditions for complete details.

Miles by Discover® Card

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Travel

12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
1 Mile per $1 on every purchase
Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
No limit on the Miles you earn and Miles don't expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months then the regular APR
No Annual Fee, No Overlimit Fee, No Redemption Fee

Special Offer: 0% Intro APR*

*There is a 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%. See terms and conditions for complete details.

Chase Freedom® Visa - As Low As 9.99% APR

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	9.990%	$0	Reward - Cash

Special Offer: 12 months on balance transfers, 6 months on purchases

0% APR for 12 months on balance transfers; 0% APR for 6 months on purchases

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

TrueEarnings® Card from Costco and American Express

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	15.240%	$0	Reward - Cash

No annual fee for Costco members
0% intro APR on purchases for six months
Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else

Special Offer: 0% on Purchases for 6 months

You will enjoy 0% APR for 6 months on purchases from the date of account opening. After that, your regular APR will apply.

Important Notes: To apply for the card, the applicant must have a valid Costco membership. This card is not available to Puerto Rico residents. See website for complete terms and conditions of card usage and application disclosure.

Slate® from Chase MasterCard

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Regular

Click "Apply Here" to apply online or learn more
0% Intro APR for up to 12 months
Slate with BlueprintSM helps you pay down your balances faster and save on interest
Transfer your higher rate balances
Zero liability on unauthorized purchases
No Annual Fee

Special Offer: 0% APR for up to 15 Months*

*For Elite and Premium Pricing, the intro APR for purchases and balance transfers is 0% for the first 15 billing cycles. For Standard Pricing, the intro APR for balance transfers is 0% for the first 6 billing cycles.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Slate® from Chase - Limited Time: No Balance Transfer Fee

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Regular

Special Offer: 12 months for purchases and balance transfers or 6 months balance transfers only

0% Intro APR for the first 12 billing cycles for Elite and Premium Pricing on purchases and balance transfers. For standard pricing, 0% APR on balance transfers only for 6 months from the date of account opening.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - $25 Cashback Bonus

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

Special Offer: 0% introductory APR on purchases for 6 months

0% introductory APR on purchases for 6 months

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Ink Cash℠ Business Card

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	13.240%	$0	Business

Special Offer: 0% Introductory APR for 6 Months

0% Introductory APR on both purchases and balance transfers.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Clear

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

0% Intro APR on purchases for 9 months.
5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
Up to 1% unlimited Cashback Bonus on everything else you buy.
No Annual Fee

Special Offer: 0% Interest* for 9 Months

*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Discover® Student Card

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

0% Intro APR on purchases for 9 months.
5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
Up to 1% unlimited Cashback Bonus on everything else you buy.
No Annual Fee

Special Offer: 0% Interest* for 9 Months

*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Discover® More Card - $150 Cashback Bonus with $1,000 in purchases in first 90 Days

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Reward - Cash

Special Offer: Introductory 0% APR on purchases and balance transfers for 6 months

0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Monogram Collection

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

0% Intro APR on purchases for 9 months.
5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
Up to 1% unlimited Cashback Bonus on everything else you buy.
No Annual Fee

Special Offer: 0% Interest* for 9 Months

*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Discover® Student Card - Tropical Beach

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

0% Intro APR on purchases for 9 months.
5% Cashback Bonus? in categories that change like travel, department stores, gas, groceries, restaurants, and more.
Up to 1% unlimited Cashback Bonus on everything else you buy.
No Annual Fee

Special Offer: 0% Interest* for 9 Months

*There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details.

Discover® Open Road Card for Students

Intro Rate	Regular APR	Annual FEE	CardType
0.00%	Variable	$0	Student

0% Intro APR on purchases for 9 months.
Double Cashback Bonus? at any gas station and any restaurant.
Up to 1% Unlimited Cashback Bonus on everything else you buy.
No Annual Fee

Special Offer: 0% Interest* for 9 Months

There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details.

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